Earn
Put idle USDG, ETH or $FLYAI to work in one of the deepest lending vaults on Robinhood Chain, straight from your own wallet (ETH and $FLYAI are swapped to USDG first). The vault shares are yours, in your wallet: fly.ai never holds your money. Withdraw any time, for free.
Wallets that batch calls sign once; others ask three times: approve the exact amount, lend, then the fee.
Fees. 1% of each deposit goes to the fly.ai dev wallet, taken in the same flow from your wallet. Withdrawals are free. Lending here is the same as lending on Morpho directly; the fee pays for the rate in one place, paying with ETH or $FLYAI, and fly.ai's safety switches. Paying with ETH or $FLYAI adds Relay's swap with its 0.25% fee.
Before you sign, the page checks every call: Robinhood Chain only, only USDG and the vault above, an approval for the exact amount (never unlimited), the deposit in your own wallet's name and a fee of exactly 1%. A swap is checked the same way as the token page's swap box.
Safety switches. fly.ai pauses new deposits into a vault if its share price falls, if less than $5M can be withdrawn, or if deposits fall more than 20% in a day. A pause never blocks withdrawals.
Risks. Lending earns a variable rate and has risks: borrowers' collateral can fail to cover a loan, smart contracts can have bugs, and USDG could lose its peg. Only lend what you can afford to lock up.